Info

Money Making Sense

Money Making Sense is a 2017 and 2018 Peoples Choice Podcast Awards (#PCA17, #PCA18) finalist. Host Heather Kelly focuses on how to find financial peace by better allocating your paychecks and analyzing the impact of simple family decisions. Episodes approach the topic of personal finance from a cost-savings and revenue-generating perspective. Covered topics include: vacationing on a budget, accumulating retirement savings on a limited income, reducing household expenses, the financial impact of owning a pet, and how money affects relationships. Money Making Sense will give you practical ideas on how to improve your bottom line.
RSS Feed Subscribe in Apple Podcasts
2019
April
March
February
January


2018
December
November
October
September
August
July
June
May
April
March
February
January


2017
December
November
October
September
August
July
June
May
April
March
February
January


2016
December
November
October
September
August
July


All Episodes
Archives
Now displaying: Page 2
Jan 18, 2019

In this episode, Discover Account Services manager Lisa Fowler says she would never, ever, ever recommend a for-profit debt consolidation company, like Freedom Debt Relief, to help fix your debt. 

Find out how you can ruin your credit by yourself without using a debt consolidator to do it for you.  You may also be taken to court and have your wages garnished.  And what is a CCCA?

And, are the elderly or millennials more likely to be in debt?

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Jan 16, 2019

Find out how Discover is leading the way to helping people who are behind on their credit card bills.  Account Manager Lisa Fowler explains how to negotiate with any bank, not just Discover.

Learn the KEY PHRASE you need to know in order to get on a payment plan with credit card companies.  Lisa also tells host Heather Kelly how long you have to be a member before you can get help.  And always be nice to the person on the other end of the phone.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Jan 9, 2019

How do you know the ad for that great looking BRBO or Air B-n-B is for real?  Owner of Fireball Approves, Tammy Sorrento is the first investigation agency to check out those temporary rental properties to find out if they're legit.

Hear Tammy's story of how she was almost scammed and how it drove her to open a business to protect others.

Tammy also describes the red flags to look out for before deciding to fork out a deposit for a rental.  She'll check out apartments, temporary housing for nurses and of course, vacation rentals.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Jan 2, 2019

The stock market is acting as if it has extreme bi-polar disorder.  Should you panic and pull all your money out of stocks?  Yahoo! Finance anchor Adam Shapiro explains to host Heather Kelly why it's not time to run.

They also discuss the difference between Index and Exchange Trade Funds* and which one Warren Buffett says everyone should buy.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

*ETF's are traded in real time throughout the day. 

Dec 26, 2018

Staying healthy could be as easy as getting an air filtration system for your home.  But it will also save money on your utility bills.  Architect Merlin Malin of Stantec takes his experience converting an old train engine station to a state-of-the-art energy efficient building for the Utah Transit Authority and explains how homeowners can do the same things.

Find out what Merlin tells host Heather Kelly is the FIRST thing to do to keep air from leaking out of doors, windows, and up chimney flues on this episode of Money Making Sense.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

Dec 20, 2018

Do you need a Holographic Will, A Formal Will or a Trust?  Certified Public Accountant, member of UACPA, and Attorney Mike Blackburn of Blackburn & Stoll, LLC explains the differences.  He also tells host Heather Kelly, you need to leave more than $11,000,000.00 before the dreaded "Death Tax" kicks in.

Find how to save money on Estate Taxes, avoid Probate, and even put strings on your money after you're dead.  But, Mike says the cost to do all that may not be worth it.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Dec 19, 2018

Do you need a Holographic Will, A Formal Will or a Trust?  Certified Public Accountant, member of UACPA, and Attorney Mike Blackburn of Blackburn & Stoll, LLC explains the differences.  He also tells host Heather Kelly, you need to leave more than $11,000,000.00 before the dreaded "Death Tax" kicks in.

Find how to save money on Estate Taxes, avoid Probate, and even put strings on your money after you're dead.  But, Mike says the cost to do all that may not be worth it.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

Dec 12, 2018

Why don't zebras get ulcers?  That question is answered by Dr. Catherine Sanderson, professor at Amherst College.  Part of it is linked to how we view happiness.  How much money above meeting our basic needs really will bring added joy to your life?

Dr. Sanderson gives the two best tips people should follow to let their income bring the most satisfaction to their lives.  And she talks about making "The Positive Shift" in all areas of life.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Dec 5, 2018

Do you want more control over your credit rating?  You can get it with an Ultra FICO score.  Steve Smith, the CEO of Finicity explains how people with lower credit scores or very little credit history can get a boost with this new system.

And find out how you can decide whether the credit bureaus can have access to your information or not.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Nov 28, 2018

With home prices continuing to skyrocket, knowing how much home  you afford a home is critical in this market.  But, how much will fluctuating interest rates affect your buying power? 

Senior Loan Officer, Cari Kimball Meabon, of Guild Mortgage Company will guide you through the loan process and what you need to know BEFORE you start looking for a house to buy.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Nov 21, 2018

A local Utahn just became the first woman president of Four Foods Group, a conglomerate of restaurants.  Shauna Smith explains how she learned the business from the ground up and also requires executives in her business to also roll up their sleeves.

But, it wasn't a walk in the park.  Shauna describes setbacks on the path to owning Kneader's Bakery, Little Caesars Pizza, R&R, Swig & Sweets, and Mo Better brands restaurants all under the Pleasant Grove, Utah based Four Foods Group umbrella.

You can follow this show on Twitter @MoneyMakingSens  and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

Nov 14, 2018

The earlier you start saving, the better off you'll be at retirement.  But does that mean all is lost if you don't start putting away a 'golden age' fund until you're in your 30's?

Certified Financial Planner Shane Stewart of DMBA has the answers and tips to help you catch up if you're behind in for your retirement years.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Nov 7, 2018

Did you move this year and planning to write off your expenses on your taxes?  Bad news.  The new code for 2018 won't allow you to do that.  Certified Public Accountant and Partner with WSRP, Ian Prescott, has a break down of some of the deductions you're no longer entitled to take.

And, Ian and Heather discuss how sole proprietorships, LLC's, and Partnerships differ from the tax breaks corporations get under the new tax laws pushed through by President Donald Trump.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Oct 31, 2018

How vulnerable are you to identity theft or fraud?  And what's the difference between the two?  Wallet Hub Analyst, Jill Gonzalez, tells Heather Kelly what you need to do to try and protect yourself; and your wallet.

Also find out what the agencies Equifax, Experian, and TransUnion are doing to help you keep your credit rating intact.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

 

Oct 24, 2018

Are you looking for the cheapest airline ticket you can find?  Consumer Affairs writer, Craig Johnson, with Clark.com tells host Heather Kelly about a new tool which takes the hard work out of your search.

They also discuss the difference between a direct vs a non-stop flight, and how you can work your way around the fare system airlines have set up.  Of course, you need to make sure you don't get in trouble with Federal Authorities.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

Oct 17, 2018

The rising cost of goods due to tariff wars are impacting consumers who want to buy cars and houses.  Shawn Fitzgerald, the Vice President of Marketing for Thomas explains why manufacturing is still a viable industry.  

He also discusses with host Heather Kelly why there will be two million jobs available in manufacturing alone by 2025.  And what Millennials need to do to fill the skills gap left by the Baby Boomer generation.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

Sep 26, 2018

If your finances are controlling you, this is the episode to hear.  The author of "Fit Money: 7 Steps to get your Financial Life in Shape" Julia Carlson joins host Heather Kelly with understanding saving and spending money wisely.

As the CEO and Founder of Financial Freedom Wealth Management Group*, Julia has helped many clients learn why gaining financial freedom is a mindset.  And find out how you can get a FREE book.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

*Information in this material is for general information only and not intended as investment, tax, or legal advice.  Please consult the appropriate professionals for specific information regarding your individual situation prior to making any financial decision. Julia offers securities and advisory services through LPL Financial. Member FINRA/SIPC.

Sep 19, 2018

Talking to our kids about money is hard.  Especially when we don't know much about money ourselves.  Even worse, having the conversation with our parents.

Eric Brotman, CEO of Brotman Financial Group, has three great tips on teaching kids how much $25 can buy.  And, he provides a way for us to approach our parents that won't feel threatening to them.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

Sep 14, 2018

Part 3 of the disparity between rural and urban tax payers.  Lt. Governor Spencer Cox talks tariffs and trade wars and how it's affect Utah's agriculture industry with host Heather Kelly.  And how has the loss of income affected support for President Donald Trump in the rural sector?

Find out why Mr. Cox believes President Trump got into office and why God was showing off when he/she created Utah. Which industry brings in more money for the state, tourism or energy exploration? And how about that Medical Marijuana initiative slated for Utah's ballot in November?  The Lt. Governor is being sued over it.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

Sep 13, 2018

Utah's coal miners and farmers aren't having the same economic prosperity as those living near the Silicone Slopes.  In Part 2 of Host Heather Kelly's conversation with Lt. Governor Spencer Cox, they discuss why.  

Could the "Rural Summit" taking place in Utah this fall bridge the gap between the have's and the have not's in this new economy? Could telecommunications be the solution?

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Sep 12, 2018

Utah was just named the most diverse economy in the United States.  But it comes with areas of the Beehive State which are still in recession and others which have more jobs available than people to fill them and a housing shortage.

Find out why Utah's Lt. Governor Spencer Cox says 'you have to participate or you will lose out' in Part 1 of our interview, "Why are my tax dollars going to pay for something which doesn't affect me?"

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

Sep 5, 2018

Infomercials and shopping networks can suck you in and suck your wallet dry.  Finance writer Sam Becker of Stash explains what to look out for so you are tricked into buying something you don't need.

And Sam & Host Heather Kelly discuss ways to train yourself to resist temptation from the psychological tricks used.  You can get more insight from Erin Lowry, the Broke Millennial.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Aug 29, 2018

Some pets may eat you out of house home, and they could also cost a fortune in vet bills.  Host Heather Kelly revisits her interview with Dr. Susan McDonad, Veterinarian from Holladay Veterinary Hospital and talks about the costs associated with owning a pet; from office visits and vaccines to treating cancer.  

She'll also discuss whether pet insurance is a scam or a necessity and where the safe places are to find a new pet.  And what about the price of that pet-food? 

And read about 'How to budget for your dog' here:

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Aug 25, 2018

Part 2 covers Roth IRAs.  What's the difference between a traditional Individual Retirement Account and a Roth?  Is one better than another?

Find out which account CPA Mike Torgerson with Hinton and Birdick believes is the best thing since slice bread.  And Susan Speirs of UACPA is also on hand to help make sense of exceptions to these plans.  And are they different from a 401k?

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

 Be sure to email Heather your questions and request topics you'd like her to cover here.

Aug 22, 2018

IRA, Roth IRA, 401k.  What are they, which one is best and why do I want or need one?  CPA Mike Torgerson with Hinton and Birdick and Susan Speirs of UACPA answers these questions.

In Part 1, Mike, Susan and Heather break down what a Traditional IRA is and how it affects your paychecks and your taxes.  This is IRA 101.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

 Be sure to email Heather your questions and request topics you'd like her to cover here.

1 « Previous 1 2 3 4 5 6 7 Next » 10