If you're looking to collect more interest than your average CD or IRA stock portfolio, peer-to-peer lending may be for you. Investor Ruben Schoenfeld discusses how programs such as Prosper and Lending Club can yield income with as little as $25 investment.
And if you need a loan but can't get one through a bank, this may be the place for you to try. Multiple people chip in small amounts of money to fund the loan amount you need. But, this is NOT a Go-Fund-Me account. You still have to pay back the loan.
Find out the different risk levels, how much, or little, money you can make by investing in people. So whether you need a loan for home improvements, debt consolidation, baby or adoption loans, these programs could work for you.