How do you know what investments ar best for you? When should you be aggressive and when should you be more reserved when allocating your income toward retirement savings? Financial advisor Larry Gray joins host Heather Kelly to discuss the issues surrounding saving for retirement.
Does your financial advisor have your best interest at heart? And are reverse mortgages a scam? Tune in to find out if you are ready to retire, or if you are behind the 8-ball with your investments.
What FICO score do you need to get a lower interest rate on your mortgage? How quickly can you raise your credit rating? Senior Mortgage Specialist Cari Kimball Meabon http://www.loansbycari.com with Guild Mortgage explains in understandable terms what you need in order to qualify for mortgage.
She'll reveal tips on how to increase your credit rating and why that's important. And a few other mortgage tidbits along the way. Do you need to open 10-lines of credit to build your FICO score? And what is a FICO score anyway?
Changing your spending habits can cause anxiety. But, host Heather Kelly and Zions Bank Financial Literacy Manager Don Milne explains how going cash only will not only reduce your debt ... but help you spend less, save more and pay off your bills faster.
And, they discuss how to make those big ticket purchase items without feeling the pinch. Should you dive in, cut up all the cards, and use cash only from Day 1? Or is it better to gradually change paying for various accounts with cash?
Be sure to email Heather your questions and request topics you'd like her to cover here.