In part 2 of 'Death & Taxes' we take on lower & middle class income earners. You have a modest estate, a middle class home, maybe a couple thousand in a 401k and you don't know how to divide it up among your beneficiaries. Ronda Gardner owner of Gardner Estate & Trust, CPA and the CEO of Utah Association of Certified Public Accountants, Susan Speirs sifts through the process. What's the best way to prevent in-fighting between multiple people who inherit? Why designating a 'specific bequest' could save your inheritor from paying taxes.