Info

Money Making Sense

Money Making Sense is a 2017 and 2018 Peoples Choice Podcast Awards (#PCA17, #PCA18) finalist. Host Heather Kelly focuses on how to find financial peace by better allocating your paychecks and analyzing the impact of simple family decisions. Episodes approach the topic of personal finance from a cost-savings and revenue-generating perspective. Covered topics include: vacationing on a budget, accumulating retirement savings on a limited income, reducing household expenses, the financial impact of owning a pet, and how money affects relationships. Money Making Sense will give you practical ideas on how to improve your bottom line.
RSS Feed Subscribe in Apple Podcasts
2019
July
June
May
April
March
February
January


2018
December
November
October
September
August
July
June
May
April
March
February
January


2017
December
November
October
September
August
July
June
May
April
March
February
January


2016
December
November
October
September
August
July


All Episodes
Archives
Now displaying: 2019
Jul 31, 2019

You have until January 22, 2020 to apply for the settlement Equifax is offering for their data breach in 2017.  They have two options available, but which is right for you? 

KSL TV's Dan Spindle discusses your choices with host Heather Kelly.  And find out why a credit freeze might be the best option of all.

You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Jul 29, 2019

Increasing your FICO score is as easy as paying off your entire credit card balance each and every month.  Just paying the minimum amount due won't lower your interest rates.

And CFO for Utah Communication Authority, Patsy Halladay, and Utah Association of CPAs CEO, Susan Speirs, explains why a potential employer could be looking into your credit history.  They also delve into teaching your kids good financial principles.

You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

Jul 24, 2019

New research finds employees produce better quality of work when they are fed vs getting more money.  But what does it cost to feed employees on a regular basis?  KSL Newsroom Assistant Camille Gehring is in charge of feeding the masses and gives some insight.

Find out how you can help your employers feed you if it's in their budget.  And what's the most expensive item workers take for granted?

You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

Jul 17, 2019

The cost of owning a home doesn't stop once you've paid the mortgage.  Property taxes, closing costs when signing the mortgage papers and insuring your home are just a few of the factors used to determine the best place to own a home.

The Vice President of Financial Education, AJ Smith, at Smart Asset breaks down where you should go to get the best bang for your buck. 

TIP:  If you're handing over more than $634 dollars a year on home insurance, you could be overpaying.

You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

 

Jul 15, 2019

Eighty-six percent of women in households are making the money  decisions for families.  But, new research finds most of them don't understand the basics of their finances.

Chief Financial Officer for Utah Communications Authority, Patsy Halladay, and CEO of UACPA, Susan Speirs teach women what they need to know.  Including how to NOT become emotionally charged when discussing money with their significant other.

You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Jul 14, 2019

Millennials are responsible for 21-percent of all consumer spending in the United States.  But, Jill Gonzalez of WalletHub says they aren't as financially well off as their parents were.  

Find out where the best and worst states are for largest generation in the workplace to live.  And why millennials are economically worse off than the generation before.

 

Jun 19, 2019

You're on a road trip and you blow a tire, or an axle, or something worse.  Do you know how not to be taken to the cleaners during a travel emergency?  Expert saver, Billy Holden, has information you'll want to know before your next trip.

And even though our society is going cashless, having cash on you can save you 10-percent, or more, if you have a problem on the road.  And don't forget to use any connections you may have if you run into trouble.

You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

 

Jun 12, 2019

Are Mexican actors paid better than those in America?  How do they  work in the U.S. under current immigration laws? Telemundo star Ricardo Velderrain joins host Heather Kelly to discuss differences in pay, union dues*, and what it's like to play a real life drug lord who kills people.

Ricardo is also the newest cast member on Netflix's "Narcos: Mexico" and Selma Hayek's series "Monarca."

*SAG/AFTRA union dues in the U.S. are $217 per year

You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

Jun 5, 2019

If you're struggling with finances and think you can't afford to seek help from professionals, this could be a place to start.  McKenzie Walsh with Triple A Fair Credit Foundation says many services are free.  McKenzie says the hardest part is changing your spending habits.

You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

 

May 31, 2019

Which 3-taxes pay for Utah's State expenses?  And why does Senator Curtis Bramble say the Beehive State will be upside down within a couple years if tax reform isn't completed?  

Join the CEO of UACPA, Susan Speirs, along with Senator Bramble and host Heather Kelly to find out how the Wayfair Act could affect not just Utah's taxes, but how all on-line retailers will have to do business.

And what tools does the special Task Force formed by Governor Gary Herbert need in order to reform the state's current tax laws?  Hint: Data and public knowledge are key.

 

You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

 

 

May 29, 2019

Saving money for college isn't just for higher learning institutions.  A 529 plan can pay for trade schools and community colleges.  And Marketing Specialist, Scott Pettett, for Utah's My529 explains to host Heather Kelly, this plan can pay for so much more than tuition expenses.

For a list of all schools across the United States which participate in Federal student aid 529 plans, visit: FAFSA.ed.gov

 You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

May 22, 2019

Many parents struggle to teach their kids about finances in a way which mirrors reality.  Certified Financial Planner, Gregg Murset, developed BusyKids to do just that.

Find out why this tool will help kids learn the value of money in an electronic way without using antiquated methods like jars or envelopes.

And, if you're worried about giving your kids a debit or credit card, Murset says this app is a great learning tool without risk of going into debt.

You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

May 20, 2019

Utah's last tax reform legislation in 2008 took 5 years to research and implement.  So, why did the 2019 legislature try to pass new tax reforms in just 6 weeks?

Senator Curtis Bramble of the 16th District and UACPA's CEO, Susan Speirs, joins host Heather Kelly to talk tax reform and what is  involved.

You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

May 15, 2019

Summer in the Northern Hemisphere means it's construction season for roadways.  In Utah, there are 169 projects on the books for 2019, paid for with tax payer dollars. 

UDOT's Public Information Officer, John Gleason and Deputy Director of Engineering, Jason Davis sit down with host Heather Kelly to talk about where our money is going.  And why can't drivers see the lines on the road when it rains?

You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

May 8, 2019

Our roads are paid for with our tax dollars.  So, why aren't potholes fixed, or how come some cities are getting repaved but not my roads?

The Deputy Director of Engineering, Jason Davis, and the Public Information Officer, John Gleason, of UDOT sit down with host Heather Kelly to discuss your tax dollars and the state's road construction projects.

You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

May 1, 2019

If you aren't sure whether a Traditional or a Roth IRA is the way to go, this episode may help you.  Investment adviser, Ethan Millard, of New Millennium Group explains why paying tax on your money now could be better than paying later in retirement.

You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Apr 24, 2019

Memorabilia is big business.  How do you know if the item you buy on Amazon or Ebay is authentic?  Steve Grad from "Pawn Stars" joins guest host Andy Farnsworth to discuss the things to look for before you shell out money for that 'one of a kind' item.

Grad has 15 years of authentication experience and worked with all the top auction houses in the world.  He is also an autograph expert with Pawn Stars on the History Channel.

You can hear the entire interview with Steve Grad on the Fan Effect podcast with host Andy Farnsworth.  

You can follow this show on Twitter and on Facebook.  And to see what Heather Kelly does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Apr 17, 2019

Does having a Costco or Sam's Club membership really give you the most for your money?  Andy Farnsworth, host of Fan Effect, sits down with host Heather Kelly for this discussion:  Bulk vs Grocery Stores.

Andy has to feed a family of 8 and Heather is only shopping for herself.  What items does Andy say he will never buy in bulk?  And how does he stop himself from tossing things into the grocery cart his family doesn't really need?

You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

Apr 12, 2019

Are you saving money to send your child to college?  What if you're child decides not to go?  Richard Ellis, the Senior Director of Compliance, of My529 says this plan will let you transfer the funds to someone else, including yourself.

You can also use money from a 529 plan for kids in Kindergarten through 12th grades, not just for higher learning.  You can open a 529 in other states, and you can use the money for international schools.

You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

 

 

Apr 10, 2019

If you don't have a checking account or don't qualify for a credit card, it's very hard to make it in our ever increasing cashless society.  Stephen Harkey of Vivi Pay has a solution.

Find out how FinTech companies (Financial Tech apps) are helping the estimated 8.5% of the population who are struggling to pay for items when they can't use cash.

You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

 Be sure to email Heather your questions and request topics you'd like her to cover here.

Apr 3, 2019

It sounds romantic, the homes look so cute, but 'living tiny' isn't all it's cracked up to be.  Jenna Spesard and her then boyfriend, built her 150 square foot home by themselves in 2013.  

Find out why she still lives the lifestyle today, what she would change, and what people need to know before they embark on their own "Tiny House Giant Journey."

You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

 Be sure to email Heather your questions and request topics you'd like her to cover here.

Mar 27, 2019

Certified Public Accountant, Scott Czaja of WSRP, details what education expenses you can write off on your taxes.  Is it only for dependent children? What if you want to go back to school?  And what if both yourself and your child are in school?

You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Mar 20, 2019

HANG UP!  If you receive a call from the IRS and the person says there's a problem with your tax return.

Bill Walpole, CPA with Teuscher Walpole, explains what to do if a scammer tries to get money from you.  He also describes what happens if a fraudulent tax return was made in your name.

You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Mar 13, 2019

The tax law no longer allows people to write off dependents on their tax returns. CPA Paul Gibbons from Jones Simkins explains what was done to replace the deductions and if it a better deal. And what happens if two divorced parents try to claim the same child?

You can follow this show on Twitter and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

.

Mar 6, 2019

If you are still mailing in printed tax forms, it may be time to start e-filing. Certified Public Accountant Troy Martin of Cook Martin Poulson, PC what the advantages are to e-filing and if there are any circumstances when you should still use paper forms.

You can follow this show on Twitter and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

1 2 Next »