Your younger teenager may not have a job yet, but he/she should definitely have an understanding of saving money in a bank. Maybe, they are about to get their first summer job, do they know the difference between Social Security and 401k deductions? Certified Financial Adviser Shane Stewart joins host Heather Kelly and 3-young teens; Katie - 17, Taysia - 15, and Will -14, to discuss a financial quiz they took from an International test given to 15-year olds.
http://www.oecd.org/finance/financial-education/oecdpisafinancialliteracyassessment.htm
Find out if you know more than a 14-year old by going to the Money Making Sense Facebook Page to see the test given the teens. And how about your teen? Could you or they pass this test?
https://www.facebook.com/MoneyMakingSense/?notif_t=page_fan¬if_id=1498494903127341
How ready is your older teen to face the issues of finance? Do they know the difference between Social Security and a 401k on their paycheck? Join Certified Financial Advisor Shane Stewart and host Heather Kelly as they go over test results with Cayden - 17, Stephanie - 17, and Christopher - 18.
http://www.oecd.org/finance/financial-education/oecdpisafinancialliteracyassessment.htm
Also, go to Money Making Sense Facebook Page to see the test questions given to these teens. Could you do better than a 17-year old? How about your teenager; give them the quiz to see if they are ready for the financial world which awaits them.
https://www.facebook.com/MoneyMakingSense/?notif_t=page_fan¬if_id=1498494903127341
Your younger teenager may not have a job yet, but he/she should definitely have an understanding of saving money in a bank. Maybe, they are about to get their first summer job, do they know the difference between Social Security and 401k deductions? Certified Financial Adviser Shane Stewart joins host Heather Kelly and 3-young teens; Katie - 17, Taysia - 15, and Will -14, to discuss a financial quiz they took from an International test given to 15-year olds.
http://www.oecd.org/finance/financial-education/oecdpisafinancialliteracyassessment.htm
Find out if you know more than a 14-year old by going to the Money Making Sense Facebook Page to see the test given the teens. And how about your teen? Could you or they pass this test?
https://www.facebook.com/MoneyMakingSense/?notif_t=page_fan¬if_id=1498494903127341
How ready is your older teen to face the issues of finance? Do they know the difference between Social Security and a 401k on their paycheck? Join Certified Financial Advisor Shane Stewart and host Heather Kelly as they go over test results with Cayden - 17, Stephanie - 17, and Christopher - 18.
http://www.oecd.org/finance/financial-education/oecdpisafinancialliteracyassessment.htm
Also, go to Money Making Sense Facebook Page to see the test questions given to these teens. Could you do better than a 17-year old? How about your teenager; give them the quiz to see if they are ready for the financial world which awaits them.
https://www.facebook.com/MoneyMakingSense/?notif_t=page_fan¬if_id=1498494903127341
The 2017 Benchmark Compensation Survey shows the average wage for all entry level employees in Utah is $13.81 per hour. Does your take-home pay reflect this average? The President of the Utah Employers Council, Ryan Nelson, has more information about salary standards.
We then cover the hot industry of Information Technology. Did you get a signing or retention bonus? Did it meet the standard for the Western United States? And how likely are you to do IT work for the company you support or be outsourced?
http://www.ksl.com/?nid=1387&showid=2032&n=Cents%20&%20Cents-Ability
The world of gaming is extensive. Whether you're looking to take games with you or stay at home... there's an app for that. But, initial costs will run hundreds of dollars for xbox, playstation and wii. Host of Popular Technology Radio, Jason Masters, breaks down what type of equipment is best for you.
The world of gaming has it's own type of currency, which could pay off big-time. We've all heard of bit-coin, but how about ethereum, game credits, or ripple? Ethereum currency has risen from $5.00 to $400 in just 30-days. You can use these on-line currency to buy real world items and keep your kids away from your credit card by buying gaming credits and sending it to them.
But, too much gaming can lead to gambling addictions, losing time at work, not interacting with friends and family. It's important to have a balance.
A great time saver is to have your bank pay your bills for you. But, you could run into problems if you don't monitor your account balance. Editor of Kiplinger.com, Lisa Gerstner has tips to saving time and money.
Kiplinger, along with Net Services, ranked Ally Bank as best overall for all banking needs, but which Credit Union got the highest score in the land? And if you are looking for a specialty bank, what are some the key words to search?
If you move exclusively to on-line banking, how to you deposit a check? Lisa explains in the last segment of this episode.
The economy may be on the up-swing, but not everyone is profiting. Even if you are struggling with finances, there are 2 things you can do to avoid filing for bankruptcy. Shane Stewart, certified financial planner from DMBA, has tips to keep you in your home.
https://www.dmba.com/nsc/savings/fpOverview.aspx
Find out why Credit Counseling is better than Debt Relief, and won't cost as much. Should you file for bankruptcy when the finances get tight? Will you lose you house and car?
Learn the difference between Chapter 7 and Chapter 13 and which one is best for your personal situation. And what happens after bankruptcy?
http://www.ksl.com/?nid=1387&showid=2032&n=Cents%20&%20Cents-Ability
Some women still leave the financing to their significant other. And that spells trouble if the bill-paying spouse dies, or leaves the relationship. Owner of Gardner Estate & Trust, CPA, Ronda Gardner and Susan Speirs, CEO of Utah Association of Certified Public Accountants have stories of women arriving destitute in their offices 18-months after the death of a spouse because they never learned about the family's finances.
Spouses need to educate each other in where the assets are kept. Who is the family CPA, real estate agent, financial planner? Which banks house the cash, 401k and IRA accounts? Weekly, or monthly, meetings are a must for a married couple. Even if only one person is in charge of finances, the other must know how it works.
What if you survived an abusive relationship and now it's over. If you were forced to sign financial paperwork without knowing what it actually contained, you could be eligible for Innocent Spouse Relief when tax season rolls around.