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Money Making Sense

Money Making Sense host Heather Kelly doesn’t like to use dirty words like "budget" and "frugal." Instead, she focuses on how to find financial peace by better allocating your paychecks and analyzing the impact of simple family decisions. Each episode approaches the topic of personal finance from both a cost-savings and revenue-generating perspective. Covered topics include: vacationing on a budget, accumulating retirement savings on a limited income, optimizing your 401k and insurance plans, reducing household expenses, the financial impact of owning a pet, maximizing value when de-cluttering and selling personal property. Money Making Sense will give you practical ideas on how to improve your bottom line. Money Making Sense is a 2017 Podcast Awards Nominee.
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Now displaying: April, 2017
Apr 26, 2017

Interest rates are rising, so many people are looking at buying a home now or refinancing.  But, what about paying off your mortgage faster than 30-years?  Associate Lending Associate of Guild Mortgage, Cari Kimball Meabon, disussing when you should invest your money in your house and when you shouldn't.  

http://www.loansbycari.com

We also cover tax implications and what happens to your credit rating when you pay off your mortgage sooner rather than later. And, re-amortization (also known as re-casting) may be a cheaper way to lower your monthly mortgage payments.

Getting help from a CPA, loan officer, or financial specialist can help you determine if you should throw all your extra money toward monthly payments, retirement, or other needed expenses.

https://www.facebook.com/MoneyMakingSense/

Apr 19, 2017

Phone scams and internet phishing are how most con-artists get money these days.  Former check fraudster, Frank Abagnale, famously played by Leonardo DiCaprio in "Catch Me if You Can," gives tips on how to spot the scheme.

His first career was pretending to be an airline pilot, a doctor, and a lawyer and he cashed fake checks for his income.  After several years in Federal Prison, he was asked by the FBI to use his experience to catch other con-artists.  And now he works closely with AARP Fraud Watch Network to teach the public what to look out for when the phone rings and when you get an e-mail asking for information.

http://www.aarp.org/money/scams-fraud/fraud-watch-network/?intcmp=AE-SEARCH-AARPSUGG-fraud-watch-network

Don't get taken... and 'catch' this episode of Money Making Sense.

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Apr 19, 2017

Frank Abagnale, famously played by Leonardo DiCaprio in "Catch Me if You Can" discusses his exploits between 16 and 21 years of age as one of the most prevalent check cashing fraudsters in the world.  He also managed to pull-off pretending to be an airline pilot, a doctor and a lawyer.  

He now uses his skills to teach banks, businesses and everyday people how to spot a faker.  Who is most likely to be scammed in this day and age?  Does Frank say it's easier or harder with today's technology to pull the wool over people's eyes?  

Mr. Abagnale has teamed up with AARP Fraud Watch Network http://www.aarp.org/money/scams-fraud/fraud-watch-network/?intcmp=AE-SEARCH-AARPSUGG-fraud-watch-network to give free presentations to the public.

Here more from this 3-part episode of Money Making Sense.

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Apr 19, 2017

Best known from the book and movie of the same title "Catch Me If You Can," former con-artist Frank Abagnale, famously played by Leonardo DiCaprio, joins host Heather Kelly to discuss what to look out for in this day and age.

How factual was the movie when portraying Frank's impersonations of a pilot, a doctor, a lawyer and check cashing schemes? And how did he go from thief to FBI advisor to the AARP Fraud Watch Network?  http://www.aarp.org/money/scams-fraud/fraud-watch-network/?intcmp=AE-SEARCH-AARPSUGG-fraud-watch-network

We find out in this episode of Money Making Sense.

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Apr 18, 2017

Hang up the phone!  That's the advice from IRS Assistant Special Agent in Charge, Mike Brock.  If someone calls you on the phone and the caller ID says U.S. Government or the IRS, chances are it's a scammer.  Find out what the https://www.irs.gov really does if you owe money.  https://www.treasury.gov/tigta/

How do you know if your tax preparer is legit?  Susan Speirs of http://www.uacpa.org/ has great advice on making sure the accountant you pick won't try to skim money off the top or take a percentage of your refund.  Did you know you are liable for your tax return, even if you did NOT prepare it?  http://www.dopl.utah.gov/

Know the top 3-red flags of IRS scammers and reduce your chances of identity theft.

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Apr 12, 2017

Do you wake up every morning surrounded by piles of stuff?  The owner of First Security Financial, Trent Dransfield, can help you bring energy and money into your life by getting rid of items in your home.  

dransfieldandassociates.com 

Do you have vintage board games, old smart phones, or even chargers?  They can make you quite of bit of money if you part with them.  And you could discover you have more than one of the same item, like hats, shoes, or office supplies.  Plus, you may find things you didn't even know you owned when you de-clutter.

And how does de-cluttering get you a better price on the home you want to sell and save you money when you move?  Find out on this episode of Money Making Sense with Heather Kelly.

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Apr 5, 2017

It's no secret the cost of medication keeps rising.  And it's affecting those people who need it the most.  The Outreach Program Director, Peter Hebertson, and the Medicaire Options Coordinator, McKenzie Scott, for Salt Lake County Aging & Adult Services joins host Heather Kelly to discuss this growing problem.

If you are in the United States on a fixed income, lower income, or struggling to pay for needed prescriptions and health care, you can go to http://www.eldercare.gov/ to find the help closest to you.  Aging & Adult service coordinators across the country are trained to find the best cost savings whether your on Medicare, Medicaid, SHIP or no insurance at all.  

You can also call 385-468-3200 for general information.  And there are programs worldwide designed to help people who need assistance paying for life-saving medications and health care.

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