Money Making Sense

Money Making Sense host Heather Kelly doesn’t like to use dirty words like "budget" and "frugal." Instead, she focuses on how to find financial peace by better allocating your paychecks and analyzing the impact of simple family decisions. Each episode approaches the topic of personal finance from both a cost-savings and revenue-generating perspective. Covered topics include: vacationing on a budget, accumulating retirement savings on a limited income, optimizing your 401k and insurance plans, reducing household expenses, the financial impact of owning a pet, maximizing value when de-cluttering and selling personal property. Money Making Sense will give you practical ideas on how to improve your bottom line. Money Making Sense is a 2017 Podcast Awards Nominee.
RSS Feed Subscribe in Apple Podcasts



All Episodes
Now displaying: December, 2016
Dec 28, 2016

You know him from television and movies, but actor Richard Hatch -- Apollo from original Battlestar Galactica, and Tom Zarek in the re-imagined B.G. series -- has so much more to teach than acting.  How he dealt with, and thought about, money in his personal life led him to start lecturing around the world on finding inner peace and strength to deal with any problems which come your way.

When not working as an actor/producer Richard thrived on addressing life and career issues to help empower and inspire people to find their own path to success. I am honored Richard gave his last in-depth interview to me just weeks before he passed away.  RIP: 05/21/45 - 02/07/17


Dec 21, 2016

It's time to think about taxes!  And that includes  finding a way not to pay so much on April 15.  Tax planner & strategist Steven Floyd  has advice on how business owners and individuals can reduce the bottom line of their Adjusted Gross Income.


Dec 16, 2016

Two Utah college teams are heading to football Bowl Games... fairly close to home.  Alex Kirry, host of Cougar Sports Saturday breaks down the games, cost of tickets, parking and hotel rooms if you want to take a road trip over the holidays. 

University of Utah plays the Indian Hoosiers on December 28th in the Foster Farms Bowl in San Francisco.  And BYU takes on bitter rival the Wyoming Cowboys on December 21st in San Diego at the Poinsettia Bowl.

We also discuss the Utah Jazz, NBA, Nascar and touch on the NFL.  If you love sports, this is the show for you.

Dec 14, 2016

 Many people think they have to get a second or third job to earn extra money; but, it could be as simple as selling old clothes, changing the deductions on your W-2's, or cashing in old gift cards.  Or maybe you want to be on a 'mock' jury  

On-line editor of, Bob Niedt, says there are so many ways, some unusual, to get extra cash when you need or want it.



Dec 7, 2016

Host Heather Kelly gives a recap of some of her past shows.  What came as a surprise, what were her favorite shows, and what is coming up in the future.  

Tune in to hear more about teaching kids about money & going cash only with Don Milne, and how your fights with loved one over money are because you are S.T.A.R.V.E.D (not enough Safety, Trust, Appreciation, Respect, Validation, Encouragement, Dedication) with Dr. Matt Townsend.  Along with pet care, traveling expenses, and trying to explain Wall Street with Fox Business Anchor Adam Shapiro.

Then go to: iTunes  to find all the episodes.

OR  for shows of Cents & Cents-Ability on KSL News Radio.