Info

Money Making Sense

Money Making Sense is a 2017 People’s Choice Podcast Awards (#PCA17) finalist. Host Heather Kelly focuses on how to find financial peace by better allocating your paychecks and analyzing the impact of simple family decisions. Each episode approaches the topic of personal finance from both a cost-savings and revenue-generating perspective. Covered topics include: vacationing on a budget, accumulating retirement savings on a limited income, reducing household expenses, the financial impact of owning a pet, and how money affects relationships. Money Making Sense will give you practical ideas on how to improve your bottom line.
RSS Feed Subscribe in Apple Podcasts
2018
August
July
June
May
April
March
February
January


2017
December
November
October
September
August
July
June
May
April
March
February
January


2016
December
November
October
September
August
July


All Episodes
Archives
Now displaying: Page 1
Aug 15, 2018

With a shortage of qualified employees, many companies are struggling to fill open positions.  But, one sector of the population is usually ignored.  Ex convicts and felons.  

Vice President of Human Resources for Utah Housing Corporation, Sterling Barker, has great tips for businesses looking to fill their ranks.  They could be eligible for tax breaks and some organizations will pay a portion of an employees salary if they came out of the prison system.

Sterling also gives excellent tips to ex-cons if they are looking for jobs.  How do you get past the application?  What questions should you ask before the interview?  And, when do you disclose you've been in jail, or do you?

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Aug 8, 2018

Host Heather Kelly answers some questions she received from listeners.  How do you build a credit rating if you're just starting out?  What's a quick, easy way to save money around the house?

Find out if your email was answered on this episode of Money Making Sense.  If it wasn't, be sure to email Heather your questions and request topics you'd like her to cover here.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

 

 

Aug 1, 2018

Is electronic finances better than cash?  It depends on whom you talk to.  And how does a Baby Boomer grandparent send money in a format their Millennial grandchild will understand? 

Digital Content Producer for KSL Newsradio, Josh Tilton, sits down with host Heather Kelly to try figure out how to speak to each other, financially. Will Josh be able to make change if someone hands him dollar bills?  Will Heather ever figure out how to use Venmo?

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Jul 25, 2018

Rents and housing prices are skyrocketing.  Host Heather Kelly speaks with KSL Newsradio's Josh Tilton about his struggles in affording a house. Even as a full-time Digital Content Producer, he wonders how long, if ever, it will take to buy a home.

How does a Millennial save 20% for a downpayment?  How does a Baby Boomer sell the home they're currently in and buy new?  And what are their perspectives on what it will take to achieve that goal.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

Jul 18, 2018

Host Heather Kelly answers several listeners' questions on 'how to save money to buy something you really want, when you don't have a lot to spare.'  Her guest Becky Bruce, co-host of FBI Confidential, saved for two separate trips to Africa and bought a new car within a 4-year period.

Learn the top 3 things you need to accomplish your financial goals on this episode of Money Making Sense.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Jul 11, 2018

The United States is losing billions of dollars each year by not collecting sales tax.  Tax attorney Steve Young of Holland and Hart explains why sales tax was originally instituted and why states need it.

Steve also talks about efforts to raise sales tax on services such as car repairs, health care and hair dressers.  If a state doesn't have enough money coming in from sales taxes, how do they pay for things they need to run it?

**Since this show was recorded, The Supreme Court ruled States have the right to collect sales tax from any business which ships items into their jurisdiction.  This overturns previous Court decisions which ruled taxing across state lines is unconstitutional.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Jul 4, 2018

Whether scrambled, fried, over easy, smothered in salsa or sprinkled in salt and doused with ketchup, your grocery store eggs could also contain a deadly bacteria.

Veterinary technician and backyard chicken enthusiast Heather Boyce tells host Heather Kelly why she believes government regulations may actually spread salmonella through egg cartons. Boyce says over time, raising chickens may save money over buying eggs from Walmart or Target.  And its illegal in Europe for farmers to do what the FDA requires US farms do with their eggs.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Jun 29, 2018

In Part 3 of my conversation with Utah Transit Authority spokesperson Carl Arky we discuss when it's better for individuals to drive than take a train or bus. 

Does pollution and bad weather driving conditions weigh more heavily on people than the costs when deciding to take public transportation or not?  Find out what Carl's prediction is for the future.

You can follow the show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Jun 28, 2018

In Part 2 of my conversation, Carl Arky, the Utah Transit Authority spokesperson, explains why you have to pay round trip, even if you use the train to grab groceries and go back home. How much does public transportation cost?  Is there a discount pass?

You can follow the show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Jun 27, 2018

Do you WANT to use public transportation but trains or buses don't run when you need them to?  Utah Transit Authority spokesperson Carl Arky talks about the costs involved in expanding coverage.

We also talk about changes happening at UTA, if that might reduce costs for people using public transportation and how tax payer dollars affect scheduling.

You can follow the show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

 

Jun 22, 2018

How do employers get their employees to be more engaged in their jobs?  Rick Beal, Business Manager for Cubes Self Storage has the answer.  

Find out how Rick helped his workers open checking accounts, taught them how to delegate and how the effectiveness of his business improved leaps and bounds as his employees' personal lives improved at the same time.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Jun 21, 2018

In part two of my discussion with Rick Beal, the Business Manager of Cubes Self Storage explains how getting rid of the structured bonuses at his company helped his employees improve their life skills.  It not only helped them get better paying jobs, it improved on his bottom line.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

 

Jun 20, 2018

Do you have good employees, but they lack life skills?  Business Manager of Cubes Self Storage, Rick Beal, has the formula to improve an employee's self worth and increase your bottom line by 2.5%.  But it took some trial and error.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Jun 13, 2018

Younger generations are much more likely to share how much money they make.  Is that a good thing or bad?  Student Loan Hero writer, Ben Luthi, has the pros and cons of openly talking about money in the workplace.

Does knowing how much your co-worker earns create jealousy?  Can it eliminate the pay gap between men and women and minorities?

You can follow the show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Jun 6, 2018

The co-owner and business manager of Cubes Self Storage, Rick Beal, explains how he is getting more work done, and how it's helping staff members get along better with each other.

Find out why health workers, religious leaders and employers are asking people to put down their smart phones and start engaging with one another in person, not digitally.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

 

May 30, 2018

Human trafficking brings in $150 Billion dollar world-wide.  With 600,000 to 800,000 children and adults brought illegally to the United States each year

Heather Kelly interviews Founder and CEO of Operation Underground Railroad, Tim Ballard and actor Jim Caviezel, best know for "Passion of the Christ" and "The Count of Monte Cristo" about the documentary "Operation Toussaint."  The film shows the efforts of Ballard, O.U.R members and law-enforcement in Haiti trying to get child sex slaves out of their situation.

Mr. Caviezel is also slated to portray Tim Ballard's efforts to organize Operation Underground Railroad.  The film called 'Sound of Freedom' will begin filming on June 11, 2018 in Columbia.

If you want to learn more about how children are roped into child prostitution, you can tune into this FBI Confidential episode with co-host Becky Bruce.

 

May 23, 2018

Author and inspirational speaker Anthony Oneal joins host Heather Kelly to talk about being homeless at 19, getting out of debt and going cash only.

Anthony's life experiences led him to write the book "5 Mistakes You Can't Afford to Make in College" and to produce the "Teen Entrepreneur Toolbox."  They have great information for teens and young adults to help stay out of debt and off the streets.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

 

 

May 17, 2018

Knowing where to start a budget can be a head-scratcher.  Should you use an app?  Which app is best?  Or should you use the old standby pen and paper?  

Ben Luthi of Student Loan Hero has details on apps, spreadsheets and websites which can help you allocate your expenses and know where your paycheck is going.

Ben also talks about being a credit card churner.  Can it help with your credit card debt?  Or should you even try it?

 

May 9, 2018

The 26th annual Stamp Out Hunger Food Drive is Saturday, May 12th.  It's a nationwide event.  Utah Food Bank President and CEO, Ginette Bott explains how you can help feed those who don't know where their next meal is coming from. 

The Utah Food Bank helps 'fight hunger statewide.'  More than 392,000 people miss at least one meal a day in Utah alone.  And they aren't homeless.  Many families have to choose between paying to have a roof over their heads or paying for food.

You can follow the show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

May 9, 2018

The President and CEO of the Utah Food Bank says many children will not have any food at all when they are out of school during the summer vacation.  Ginette Bott explains many Utah children receive 2-meals a day from their school, but go without a third meal at home.

Utah Food Bank supplies deplete faster during the summer than any other time of the year.  And, food banks aren't allowed to receive left-over food from restaurants.  Find out what other items you should not donate.

For more information on how to donate food, money or your time to those in need, click on this link.

You can follow the show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

 

May 9, 2018

More than 392,000 Utahns go without at least one meal a day.  Where can you get food if you don't know where you're next meal is coming from?  In Part 1 of my conversation with President and CEO of Utah's Food Bank, Ginette Bott gives information on why people are going hungry and where to get food.

For more information on how to donate food, money or your time to those in need, click on this link.

You can follow the show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

 

 

 

May 2, 2018

How can you save for retirement when you can barely afford rent and food?  Certified Financial Planner Kevin Bauer from BCJ Financial Group has some tips.

And, what if you need to borrow from your 401k, but are below the retirement age requirement for taking money out of the account.  Kevin explains how you can borrow the money and pay yourself back.

And anyone wanting help with their will or estate planning but can't afford the regular fee for an attorney, this website can help.  bcjwealthfocus.com

You can follow Money Making Sense on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

 

Apr 28, 2018

If you haven't changed your W-4 for a few years, you'll want to do it for 2018.  The new tax code could hugely affect how your deductions are calculated.  

Certified Public Accountant Jay Niederhauser has three of the top reasons why it's important to get your W-4 up to date.

You can follow the show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

 

Apr 25, 2018

What is the difference between 'Fee Only' and 'Fee Based' investment brokers, and which one is right for me.  Certified Financial Planner Benjamin Brandt explains the differences.  It's very important to know this info as one of the two may not make the best decisions for you and your pocketbook.

And, if you can't afford the fees for ongoing financial planning, Benjamin find out why he says XY Planning Network may work for you. 

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Apr 18, 2018

Thought you needed hundreds of thousands of dollars to get into the real estate business?  Guest Billy Holden explains how to get properties for pennies on the dollars.

Billy and host Heather Kelly then talk about how to get the best deals to furnish your property.  Whether you are buying for yourself, or trying to fill lots of houses, this show has great tips.

And find out how Billy bought $1000 dollars worth of merchandise for less than 4-cents.  YES!  4-CENTS.

You can follow the show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

 

1 2 3 4 5 6 7 Next » 8